Privacy Policy

Your privacy matters to us. This Privacy Policy explains what personal data Skeer collects, why we collect it, how we use it, and what rights you have. Skeer is built around the principle of keeping your financial data yours. We do not sell your data, and we never show ads.

1. Who we are

Skeer is operated by:

Name: Skeer

Address: Westerkade 40, 3511HC Utrecht, Netherlands

Email: privacy@skeerapp.com

We are the data controller for the personal data described in this policy.

2. What data we collect

2.1 Data you provide directly

Account information: When you create a Skeer Pro account, we collect your email address and a hashed password.
Financial data: Transaction amounts, categories, account names, budget figures, and notes you enter manually. This data is stored locally on your device and, if you use Pro, synced to our cloud.
Support messages: If you contact us at support@skeerapp.com, we receive your email address and the content of your message.

2.2 Data collected automatically

Device identifiers: An anonymous Firebase installation ID used to sync your data across devices. This is not linked to your identity unless you create an account.
App crash reports: If the app crashes, an anonymised error report may be sent to help us fix bugs. This does not include your financial data.
Website analytics: When you visit skeerapp.com, basic server logs (IP address, browser type, pages visited) may be retained for security and diagnostics. We do not use third-party tracking scripts.

2.3 Data we do NOT collect

We do not collect your bank credentials or connect to your bank on your behalf without your explicit action.
We do not collect advertising identifiers.
We do not sell, rent, or share your personal data with third parties for marketing purposes.
Payment data (credit card numbers, billing address) is handled entirely by Apple's App Store and never passes through Skeer's systems.

3. How we use your data

Purpose	Data used	Legal basis (GDPR)
Provide the app and sync your data	Financial data, account info	Performance of contract (Art. 6(1)(b))
Send account and subscription emails	Email address	Performance of contract (Art. 6(1)(b))
Respond to support requests	Email address, message content	Legitimate interest (Art. 6(1)(f))
Fix bugs and improve the app	Anonymised crash reports	Legitimate interest (Art. 6(1)(f))
Comply with legal obligations	As required by law	Legal obligation (Art. 6(1)(c))

4. Data storage and third parties

Local storage (Free plan)

On the Free plan, all your financial data is stored exclusively on your device using an encrypted local database. Nothing is sent to our servers.

Cloud storage (Pro plan)

If you subscribe to Skeer Pro, your data is synced to Google Firebase (Firestore), operated by Google LLC. Firebase stores data in Google Cloud data centres, primarily in Europe (Belgium, region europe-west1). Google is certified under the EU-US Data Privacy Framework. We have a Data Processing Agreement in place with Google. You can review Google's privacy practices at firebase.google.com/support/privacy.

Email

Support emails are received and stored by our email provider. We do not use email marketing tools or send newsletters.

5. Data retention

Financial data (local): Stored on your device until you delete the app or clear the data manually.
Financial data (cloud / Pro): Retained as long as your account is active. You can delete your account and all associated cloud data at any time from within the app.
Account credentials: Deleted within 30 days of account deletion.
Support emails: Retained for up to 2 years, then deleted.
Anonymised crash reports: Retained for up to 90 days.

6. Your rights under GDPR

As a resident of the EU/EEA, you have the following rights regarding your personal data:

Right of access

You can request a copy of all personal data we hold about you.

Right to rectification

You can ask us to correct inaccurate or incomplete data.

Right to erasure

You can ask us to delete your personal data. For cloud data, you can do this directly in the app.

Right to data portability

You can export your financial data at any time using the backup export feature in the app.

Right to restrict processing

You can ask us to pause processing your data in certain circumstances.

Right to object

You can object to processing based on legitimate interests.

Right to withdraw consent

Where processing is based on consent, you can withdraw it at any time.

To exercise any of these rights, email us at privacy@skeerapp.com. We will respond within 30 days. If you believe we are not handling your data correctly, you have the right to file a complaint with the Dutch Data Protection Authority: autoriteitpersoonsgegevens.nl.

7. Children

Skeer is not directed at children under 16. We do not knowingly collect personal data from anyone under 16. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

8. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page and, where changes are significant, notify you via the app or by email. Continued use of Skeer after changes take effect constitutes acceptance of the updated policy.

9. Contact

Questions about this Privacy Policy? Contact us at privacy@skeerapp.com.